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Financial Information

Financial Issues
Air Flights for Cancer Patients
Disability
Drug Financial Assistance Programs
Insurance
Medical Records
Viatical Settlements
Work Issues

Financial Issues
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American Health Information Management Association
http://www.http://www.ahima.org/
 - The American Health Information Management Association (AHIMA) is the dynamic professional association that represents more than 40,000 specially educated health information management professionals who work throughout the healthcare industry.
BenefitsCheckUp
http://www.benefitscheckup.org/
  -BenefitsCheckUp helps thousands every day to find programs for people ages 55 and over that may pay for some of their costs of prescription drugs, health care, utilities, and other essential items or services. Please fill out our simple questionnaire to find programs that can assist you or your loved ones.
Cancer-Finance
http://listserv.acor.org/archives/cancer-finance.html
  - Many issues of finance arising in connection with life threatening disease are unexplored and complex. There is no place where you can get comprehensive answers to unique questions. The purpose of the Cancer-Finance online list is to exchange information among those who know the financial perils of illness best.
Centers for Medicare & Medicaid Services (Formerly HCFA)
http://www.hcfa.gov/
  - The Health Care Financing Administration is now the Centers for Medicare & Medicaid Services (CMS). It's more than just a new name, it's an increased emphasis on responsiveness to the people we serve.
The Cost Containment Research Institute Washington, DC 20016
http://www.institutedc.org/medical.htm
 - Dedicated to helping consumers find important information on cost saving topics.
Health Care Choices - Information for Patients and Purchasers of Health Services
http://www.healthcarechoices.org
 - Health Care Choices provides information to patients, consumers, employers and other purchasers of health services on health insurance, physicians, hospitals, breast cancer and other diseases.
Health Insurance Consumer Guide
http://www.healthinsuranceinfo.net/
 - Welcome to healthinsuranceinfo.net! Consumer Guides for Getting and Keeping Health Insurance
Legal Information Network for Cancer
http://www.cancerlinc.org/
 - For many people, a diagnosis of cancer can mean much more than a medical problem. It can bring with it any number of financial and legal problems. Sustaining income, maintaining employment, obtaining necessary medical treatments, and receiving insurance coverage are frequent issues.
Medicaid Consumer Information
http://www.hcfa.gov/medicaid/mcaicnsm.htm
 - Medicaid Consumer Information Page
Medical Social Workers
http://www.cancerlynx.com/socialworker.html
 - Social workers help people increase their capacities for problem solving and coping, and they help them obtain needed resources, facilitate interactions between individuals and between people and their environments.
Patient Advocacy Coalition
http://www.patientadvocacy.net
 - The Patient Advocacy Coalition believes that a patient, who is already experiencing the stress and anxiety that always accompany serious illness, should not be subjected to the additional stress of doing battle over the terms of his or her insurance coverage.
Patient Advocate Foundation
http://www.patientadvocate.org
 - Patient Advocate Foundation is a national non-profit organization that serves as an active liaison between the patient and their insurer, employer and/or creditors to resolve insurance, job discrimination and/or debt crisis matters relative to their diagnosis through case managers, doctors and attorneys.
Patient Advocates
http://www.patientadvocacy.org
 - The Center for Patient Advocacy is a private, non-profit grassroots organization founded to represent the interests of patients nationwide and dedicated to ensuring that all Americans have timely access to the highest quality medical care in the world.
Social Security Online
http://www.ssa.gov
 - This is the official web site of the Social Security Administration with information on retirement, disability, survivors and supplemental security income benefits.

Disability Issues
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The Americans with Disabilities Act: A Brief Overview
http://janweb.icdi.wvu.edu/
 -Job Accommodation Network (JAN) is a free consulting service that provides information about job accommodations, the Americans with Disabilities Act (ADA), and the employability of people with disabilities.
Department of Justice ADA Home Page
http://www.usdoj.gov/crt/ada/adahom1.htm
 -The ADA Home Page provides access to ADA regulations for businesses and State and local governments, technical assistance materials, ADA Standards for Accessible Design, updates on new requirments, information about settlement agreements and enforcement activities and access to Freedom of Information Act (FOIA) ADA material.
Social Security Disability Benefits
http://www.ssa.gov/pubs/10029.html
 - if you want to know more about the various kinds of disability benefits available from Social Security. This booklet will tell you who may get benefits, how to apply, and what you need to know once benefits start
Social Security Disability Delays
http://www.cancerlynx.com/delay.html
 - Deserving patients who should file for Social Security Disability are likely to experience long delays, major roadblocks and possible denial of their disability claim because of not knowing how the system works

Insurance Issues
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Administrative Simplification
http://aspe.hhs.gov/admnsimp/
 -Administrative Simplification (AS) provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) are intended to reduce the costs and administrative burdens of health care by making possible the standardized, electronic transmission of many administrative and financial transactions that are currently carried out manually on paper.
Association of Private Pension and Welfare Plans (APPWP)
http://www.appwp.org
 - The Association of Private Pension and Welfare Plans (APPWP) is The Benefits Association, a public policy organization serving as the preeminent advocate of employee-sponsored benefit programs in Washington, DC.
Consumer's Guides to Getting and Keeping Health Insurance
http://cms.hhs.gov/hipaa/
 - The Health Insurance Portability and Accountability Act of 1996 (HIPAA)
Health Care Financing Administration
http://www.hcfa.gov
 - HCFA -- The Medicare, Medicaid, and State Children's Health Insurance Program (SCHIP) Agency
Health Insurance
http://www.cancerlynx.com/health_insurance.html
 - by Keren Stronach, M.P.H. "Dealing with medical insurance can be very confusing and frustrating. The information below is provided to help you understand your benefits and to avoid some common problems that arise..."
HMO Letter
http://www.cancerlynx.com/hmoletter.html
 - Dear [Insert Name of HMO]: This is to memorialize our conversation yesterday with my doctor in which I was informed that you would not authorized a diagnostic procedure requested by my doctors called a [ Insert procedure ] by John Fetto, JD
Insurance Adjuster Letter
http://www.cancerlynx.com/adjuster.html
 - Dear Brand X Insurance Adjuster [insert true name] This is to confirm your telephone call to me in which you requested to conduct an "independent" examination or interview of my medical condition. by Karen Gann and John Fetto, JD
Insurance Information Institute: Auto, Home and Business Insurance
http://www.iii.org/
 - Insurance information for auto, home and business for consumers, the news media and the insurance industry
Medicaid Consumer Information
http://www.hcfa.gov/medicaid/mcaicnsm.htm
 - Medicaid Consumer Information Page
Medical Information Bureau
http://www.mib.com
 - MIB, Inc. ("MIB") is a voluntary membership association of life insurance companies in the United States and Canada, with about 600 members and over 1000 locations.
Smartmoney.com: Consumer Action: Ten Things Your Health Insurer Won't Tell You
http://www.smartmoney.com/consumer/index.cfm?story=insurance
 - ... These days, we're all health-insurance have-nots - or at least have-lesses...
The Women's Health and Cancer Rights Act of 1998
http://cms.hhs.gov/hipaa/hipaa1/content/whcra.asp
 - The Women's Health and Cancer Rights Act of 1998 (WHCRA) is a federal law that provides protections to patients who choose to have breast reconstruction in connection with a mastectomy. /dd>

Medical Records
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How to Correct Your Medical Records
http://www.cancerlynx.com/correctrecords.html
 - How do you go about disputing something in yo ur medical record that is incorrect. And it is incorrect not because of transcr iption error, but because the doctor but down some things that are incorrect.
Patient Rights to Medical Records
http://www.cancerlynx.com/patientrecords.html
 - a Federal Regulation has taken hold which man dates patient access to medical records. The Regulation is called the Privacy Rule health care providers need to comply with the Rule. The Rule emphasizes t hat patients have a right to a copy of their medical record whenever the patien t requests it.
Your Medical Records
http://www.cancerlynx.com/records.html
 - Our best, most carefully considered advice to patients, healthier and otherwise? Read your own charts, and ask questions there are no stupid questions, only stupid answers.
Your Medical Records. How Correct? How Important? How Damaging?
http://www.cancerlynx.com/medical_records.html
 - by M.J.McKeown, M.D., FACOG, FACS
A new law just passed by Congress will allow banks, brokers and insurance companies to share consumer information. It will be possible for your health record to shared among all these businesses. I have reviewed Medical Information Bureau records and detailed comments in certified letters to the various companies.

Viatical Settlements
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Uncommon Solutions to Common Financial Problems
http://www.cancerlynx.com/viatical.html
 - by Scott Wilbanks - One of the most common problems affecting people with Cancer is the surprising number of unwelcome expenses they incur, such as co-pays, deductibles, unapproved or experimental treatment costs, holistic treatment, psychotherapy, diet modification, assisted living, nursing...the list goes on...

Work
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Earning a Living
http://cancernet.nci.nih.gov/facing_forward/facearn.html#anchor1177229
 - from the CancerNet - "Many cancer survivors wonder whether having a cancer history will make a difference in their job prospects..."
The United States Department of Labor Home Page
http://www.dol.gov/
 - Getting people back to work is what this Department does. Giving people hope in their future is our job.

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